Most of us have private health insurance that can contribute to, or cover the cost of almost all Dental procedures. Often we don't know how much our health insurance policy will cover, which treatments are covered, and when our benefits expire if they are not used.
Everyone know who their health insurance provider is, but most people are not as sure what extras, essentials and ancillary cover they have. Many health fund members don’t realise that their private health insurance includes dental benefits. More importantly, they are unaware that most health funds act on a “forfeit” system, meaning if you do not use your benefits, you lose them for this year! Any unused benefits from this year will not be carried over by your health insurance provider at the end of the year. So these benefits are simply lost!
Dental health insurance is worthwhile if you do take advantage of its benefits. It encourages you to see us for regular check-ups, which ultimately helps to maintain optimal dental health and hygiene. In the long run, dental insurance often pays for itself many times over throughout your lifetime, and will prevent you having to spend a mint to fix larger problems you could have avoided with regular dental assessments. A clean today can prevent a filling tomorrow! However this only works if you are using what you have already paid for.
What should you do?
1. Contact Your Health Fund
Does your coverage include dental benefits, and what is remaining?
2. Make An Appointment
Call our practice and we will find the closest suitable appointment to meet your needs.
3. Bring Your Card
At the end of your appointment we will process your rebate using your Health Fund Members' card right on the spot!